Medicare Advantage Plan HMO H3407_004

El Paso Health Medicare Align (HMO D-SNP)

$0.00
Monthly Premium
$9,550
Maximum out-of-pocket
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Premium & Deductibles
In-Network
Monthly Plan Premium
$0
Medical Deductible
$0
Maximum Out-of-Pocket
$9,550
Pharmacy (Part D) Deductible
$700
The out-of-pocket maximum is the maximum amount that you will be required to pay a year for deductibles, copayments, and coinsurance on covered services.
Covered Doctor Copays
In-Network
Primary Care Copay
$0 copay
Specialist copay
$0 copay
The cost of your medicine depends on where you buy it, how much you get and whether it is a generic, brand or specialty drug. For more details, see the pharmacy chart in the Summary of Benefits.
Initial Coverage Stage
Copays will depend on the level of LIS the Member qualifies for.
Group 1
$1.60-$5.00 copay
Group 2
$5.80-$14.40 copay
Hospital & Urgent Care
In-Network
Inpatient Hospital Care
$0 copay per day for day 1 to 90
Our plan also covers 60 “lifetime reserved days.” These are "extra” days that we cover. If your hospital stay is longer than 90 days, you can use these extra days. But once you have used up these extra 60 days, your inpatient hospital coverage will be limited to 90 days.
Outpatient Hospital Care
$0 copay
Ambulatory Surgical Center (ASC) Service
$0 copay
Emergency Care
$0 copay
Urgent Care
$0 copay
Urgently needed services are provided to treat a non-emergency, unforeseen medical illness, injury or condition that requires immediate medical attention.
Labs & X-Rays
In-Network
Cost share may vary depending on the service and where service is provided.
Diagnostic Procedures/Tests
$0 copay
Lab Services
$0 copay
Diagnostic Radiological Services
$0 copay
X-Ray Services
$0 copay

Primary Benefits

Mental Health Services
In-Network
Inpatient Care at a Psychiatric Facility
$0 copay per day for day 1 to 190
Your plan covers up to 190 days in a lifetime for inpatient mental health care in a psychiatric hospital.
Outpatient Mental Group Therapy
$0 copay
Outpatient Mental Individual Therapy Visit
$0 copay
Dental Benefits
In-Network
Medicare-covered dental services
$0 copay
Routine Dental
In-Network
Oral exam(s) and Cleanings(s) every year
$0 copay
Dental X-ray(s) every year
$0 copay
Fluoride treatment(s) every year
$0 copay
Comprehensive Dental Services
In-Network
Diagnostic Services
$0 copay
Oral/Maxillofacial surgery
$0 copay
Extractions and Fillings
$0 copay
Implants and Dentures
$0 copay
Maximum benefit
$3,000
Vision Benefits
In-Network
Additional vision benefits may be available with or without a separate monthly premium. For more information see the Summary of Benefits.
Medicare-covered Vision Services
$0 copay
Diabetic Eye Exam
$0 copay
Glaucoma Screening
$0 copay
Eyewear (Post Cataract Surgery)
$0 copay
Routine Vision
In-Network
Routine Exam up to 1 per year
$0 copay
Contact lenses or eyeglasses-lenses and frames up to 1 pair(s) per year
$0 copay
Fitting for eyeglasses-lenses and frames up to 1 per year
$0 copay
Refraction up to 1 per year
$0 copay
Max benefit: contact lenses or eyeglasses-lenses and frames, fitting for eyeglasses-lenses and frames
$400 maximum benefit coverage amount per year
Hearing Benefits
In-Network
Additional hearing benefits may be available with a separate monthly premium. For more information see the Summary of Benefits.
Medicare-covered Hearing Services
$0 copay
Routine Hearing
In-Network
Routine Hearing Exam up to 1 per year
$0 copay
Hearing aid once every 2 years
$0 copay
Benefit Maximum:
Hearing aid device every two (2) years
$2,000 allowance
Preventative Benefits
In-Network
In-network: $0 for the following preventive services when you see an in-network provider:
‍
Abdominal aortic aneurysm screening
Colorectal cancer screenings (Colonoscopy, Fecal occult blood test, Flexible sigmoidoscopy)
Sexually transmitted infections screenings and counseling
Alcohol misuse counseling
Depression screenings
Tobacco use cessation counseling (counseling for people with no sign of tobacco related disease)
Bone mass measurement
Diabetes screenings
Flu shots
Breast cancer screening (mammogram)
HIV screenings
Hepatitis B shots
Cardiovascular disease (behavioral screenings)
Medical nutrition therapy services
Pneumococcal shots
Cardiovascular screenings
Obesity screening and counseling
“Welcome to Medicare” Preventive visit (one time)
Cervical and vaginal cancer screening
Pap smears and pelvic exams (women)
Yearly “Wellness” visit

2027 Supplemental Benefits

For a complete list of 2027 supplemental benefits, including full details and restrictions, please visit the El Paso Health Medicare Align Supplemental Benefits page.
Eligible members with a qualifying chronic condition can receive a $140 monthly allowance to help cover the cost of healthy food or essential utilities like gas, water, electricity, rent, or over the counter products. This benefit supports better health by easing financial stress and making it easier to maintain a stable, nutritious lifestyle.
Members get a monthly membership to any local YMCA facility or Planet Fitness center. Members must call Member Service and specify the fitness center they prefer. Members who choose any Planet Fitness will receive a monthly premium (black card) membership to any local Planet Fitness center.
With up to $50 each month for eligible over-the-counter and hygiene products, this benefit helps members afford everyday health essentials like pain relievers, cold medicine, and personal care items. The allowance renews every quarter, making it easier to manage health needs year-round without extra out-of-pocket costs.

This benefit is for individuals with no chronic conditions.
With 55 one-way non-emergent medical transportation services each year, members can get to important healthcare appointments without worrying about how they’ll get there. This benefit supports access to routine doctor visits, lab tests, and more—helping you stay on top of your health.
A Personal Emergency Response System (PERS) device provides quick, one-touch access to emergency assistance, helping members stay safe and independent at home or on the go. Whether you've fallen, feel disoriented, or are experiencing shortness of breath, help is always within reach.
Get up to 10 routine podiatry visits a year so you can keep your feet healthy and comfortable with preventive care and maintenance.
Take advantage of up to $400 annually for routine eye exams and eyewear—so you can see clearly and protect your vision.
Receive up to $2,000 toward hearing evaluations and hearing aids every two years to help you stay engaged in conversations and daily life.
Enjoy up to $3,000 a year in dental coverage for cleanings, x-rays, fillings, extractions and more—so your smile stays healthy from preventive care to restorative services.
After a hospital or nursing facility stay, enjoy a 7-day supply (total of 14 healthy meals, 2 meals a day) nutritious meals delivered to your home to support your recovery.
Access bilingual medical advice 24/7 from nurses and pharmacists, anytime you need trusted health guidance.

Plan Documents

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